Happy Sunday,

Angelo here!

I really hope y’all invested last month. I felt like I screamed at the top of my lungs how great an opportunity this was.

I’m d*mn near all time highs again!

I want to hear from you. If you did invest, reply to this email and let me know.

If you didn’t, reply why or what confused you.

I read every single response and maybe I can help!

Back to business. Today’s edition:

- Federal court’s rule trumps tariff’s “illegal”
- How to invest your first $1,000
- 20 best nuggets from Naval & Huberman

Read time: 4 min 30 seconds

📉 Market Recap

The market this week? Pure madness but in a good way.

• S&P 500: +2.32%  A rebound after last week's stumble.

• Nasdaq-100: +2.6% Big tech led the way.
  
  So what happened?

⚖️ Tariff Drama: Court’s Uno reverse card

This week’s market rally came with a legal twist: a U.S. court declared some of Trump’s tariffs illegal, causing stocks to jump.

Here’s what went down:

• A federal court ruled that Trump’s tariffs on certain goods were imposed improperly, citing that trade deficits are not a national emergency.

• This legal ruling triggered a 2.2% surge in the S&P 500 as investors were optimistic about this ruling.

• However, it’s not all clear skies. The appeals court temporarily reinstated most tariffs.

• Trump’s team plans to fight the ruling all the way to the Supreme Court, and trade partners are waiting to see how it plays out.

What it means for investors:

• More uncertainty. The legal back-and-forth makes it hard for companies and investors to plan ahead.

• Watch the headlines. Major exporters like Apple could feel the impact of renewed tariffs if legal challenges persist.

Long-term view matters. For ETF and index fund investors, this drama shouldn’t derail long-term strategies.

🤖 Nvidia surged 5%

• The company crushed earnings: revenue jumped 69% to $44B, and data center sales exploded 73%.

• Their new Blackwell chips are setting records, making Nvidia the clear leader in the AI race.
  

• Nvidia even passed Microsoft as the world’s most valuable company.

🚢 China’s exports took a hit (data from last week)

• Container shipments to the U.S. fell 40%, the lowest since 2009. Smartphone exports dropped 72%.

• This is part of a bigger trade shift, with the U.S. buying fewer Chinese goods and China doubling down on “Made in China” manufacturing.

🤝 Trump extended the EU tariff pause to July 9

This pause avoids a 50% hike on $321B of trade with Europe. But negotiations are tense, and we could see more headlines soon.

⚠️ Uncertainty remains high

• Even with the market bounce, the legal fight over tariffs isn’t over, and tensions with China remain.
  

• Treasury yields are rising, which means borrowing money could get more expensive. This can slow growth and impact stocks, especially if inflation stays sticky.
  

• Student loan payments have resumed, and credit delinquencies are rising putting pressure on household spending and the broader economy.

💰 Wealth Tip of the Week

How to Invest Your First $1,000 (told my little sis this exact thing) 📈

Investing is the easiest way to build wealth. This is how you make the money you hard for, work hard for you.

Yet according to this article, only about 61% of U.S. adults own any stock investments and that’s including 401(k)s and IRAs (Statista, 2024).

Why?

1. It feels foreign — Most likely, your parents and school never taught you how to invest, mine didn’t. To make matters worse, finance is filled with over complicated jargon that make this more complicated than it really is.
   

2. Analysis paralysis — when you overthink about all of the different options and new things you “have to learn” you end up procrastinating and doing nothing

Let’s clear both up right now.

Step 1: Open a Roth IRA

A Roth IRA is just a retirement account where your money can grow tax-free.

This is just a type of investing brokerage you can use to invest. Everyone should have. Roth IRA, then a regular taxable account

• You put in money you’ve already paid taxes on.

• It grows over the years — no taxes on the gains.

• When you retire, you can withdraw your money and the profits tax-free.

Why it’s awesome: It’s like planting a money tree that the IRS can’t touch.

You can open a Roth IRA with Vanguard, Fidelity, Schwab, or Webull. For 2025, you can contribute up to $7,000 if you’re under 50.

Step 2: Actually invest the money

This is where most people mess up. They open the account, put in money, and then leave it sitting in cash — which doesn’t grow.

You need to use that money and buy stocks.

A simple way to put your first $1,000 to work is to simply invest into Index funds & Etfs.

These basically hold a mix of hundreds of U.S. stocks. Instead of picking one company, you get a little piece of many. It’s like buying the whole market at once.

Here is a simple split you could use (not financial advice!):

• $400 in an ETF like VOO or VTI — VOO tracks the top 500 biggest companies and VTI is basically everything
  

• $300 in QQQM — This ETF focuses on top tech companies (like Apple, Microsoft, Nvidia).
  

• $100 in SCHD — This ETF pays high dividends, meaning you get steady cash flow from your investment.
  

• $200 in stock you believe in — Something you personally know, believe in and maybe use.

If you want it super simple: just put the whole $1,000 into VOO or VTI. When I started I did 100% VOO.

Doesn’t really matter too much since these are all ETF’s, you just need to start.

💡 Why this works:

• You’ll be diversified — broad market, tech growth, income, and personal picks.

• ETFs make investing easy by giving you a basket of stocks without having to pick winners.

• You’ll build the habit of investing, which is the real secret to long-term wealth.

The most important part? Just start. Your first $1,000 invested is a game changer.

(not financial advice!!)

🧵 Thread of the Week

Naval has been one of my role models for a while and Huberman has been someone whom’s content I have been consuming rather alot lately.

Both amazing thought leaders that have changed my life in more ways that I can count.

This thread is amazing and is just the tip of the icebergs from the many nuggets they give, but here are a few of my favorites:

1. You don’t get happy by getting a lot of things. You get happy by having few desires.

2. Don’t take caffeine within 90-120 min of waking up and 10 hours before going to bed.

3. You won’t get rich renting your time. You need to invest or build a brand (business).

4. Pursue real dopamine: Goals, nature, exercise, social connections.

5. Spend more time on the big decisions: Where you want to live, what you want to do, who you want to be with.

See y’all next week 🫡

- Angelo Castillo

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